On not saving money by moving

I forget every year that it’s going to happen, but because of timing, summer becomes a not-great period of the year for me. The three or so months before it’s time to renew my lease always turn into a sustained period of low-grade anxiety about Moving and other such Life Decisions. This is probably more of a big deal than it needs to be, since it seems like in the process of scouring Craigslist to decide where I should live for the next year, I should probably figure out things like what I want to do with my life, or at least what I wouldn’t hate doing from 9-5 five days a week. Continue reading “On not saving money by moving”

How traffic jams are related to hedonic adaptation

Whew, I’m back from essentially two straight weeks of vacation (oops) and catching up on Real Life, Responsibilities, my workout routine, joyfully returning to a veggie-centric/non-fast food diet, etc. Clearly there’s a lesson to be had here about the need to start queuing up posts for weeks like this where I can’t seem to find time to write, but ahem. I’m back!

Once upon a time way back about 2.5 weeks ago, my sister and I were driving from DC to the beach for our extended family’s annual beach week. We were talking about life in general, and given that I’m a PF blogger/junkie and it’s near and dear to my heart, we were of course talking about money in that general life conversation. Continue reading “How traffic jams are related to hedonic adaptation”

July 2017: car windows and Craigslist

Oy. Two weeks ago was an unexpectedly busy week and I didn’t actually mean to disappear but that’s just what ended up happening. Last week I was at the beach with my family and bless me, I legitimately went into the week thinking I’d sit down some afternoon and write up some posts to schedule during the week to make up for the disappearance. Jokes. Beach week is for going to the ocean twice a day, reading, sleeping, and eating too much. There’s just no room for blogging in all that vacationing!

So much vacationing!

But I’m back and here to talk about this month in my finances. Continue reading “July 2017: car windows and Craigslist”

A $500 lesson in adulting and the importance of savings

Now that the blinding rage has died down, I think I’m calm enough to write this.

I don’t drive my car every day or even every week. I don’t check on it every day. Maybe I should, and maybe I will in the future even though I don’t want this to make me obsessive about my car. It’s 11 years old with almost 150,000 miles for goodness’ sake, and I don’t want to waste my life energy worrying about it. But disaster struck a few days ago. Continue reading “A $500 lesson in adulting and the importance of savings”

Lessons in gratitude learned while my sister was sleeping on my futon

Y’all, I am tired. It’s been a long couple of weeks. My sister was living with me for the past three weeks (she just moved out a few hours ago), sleeping on my futon and keeping her clothes etc in part of my room. That came with the awesome benefit of a $150 deduction on rent for both me and my roommate (yeah, I made my sister pay $100/week for rent. Life is expensive and also we only have one bathroom which gets crowded when three people are involved), but man am I tired. Continue reading “Lessons in gratitude learned while my sister was sleeping on my futon”

It’s annual salary increase time so let’s talk money

So I got my annual salary increase letter today. This is the first time I’ve gotten one at my current place of employment and I stared at the envelope with a mix of nervousness, fear, and excitement for a few minutes before opening it (yes, okay, I’ll admit I indulged about 10 seconds’ worth of wild fantasies about what if it’s something huge like a 10% raise?!?). The verdict? A three percent increase. Okay, cool, that’s nice. I’ll take whatever increases I can get! And then I started wondering what the usual annual percentage increase is for cost-of-living adjustment. Is it 3%? Usually a bit less? I believe my increase at my previous place of employment was 2.5% (maybe less? Whatever, I was making $17.25 so whatever it was bumped me all the way up to something like $17.80), but that was there. What was I supposed to make of the 3% raise here? Continue reading “It’s annual salary increase time so let’s talk money”