Learning to stop and smell the roses

I love my mother dearly, but I have always been kind of terrified of growing up to be exactly like her. Some things I have no control over, like the ever-so-delightful combination of anxiety and perfectionism. It also never ceases to amaze me how much looking at old photos of my mom is like looking in a mirror. But there are other things I have control over—my reluctant struggles with minimalism (lite), for one, since I’ve got maximalist and pack rat tendencies in my blood. I think it’s pretty normal to look at traits present in immediate and extended family members and vow to yourself you’re not going to do that thing or think that way, so I’m hardly alone here.

But it turns out being my mother’s daughter is not always a bad thing. Let me tell you about two things my mom does that I used to be embarrassed about. Continue reading “Learning to stop and smell the roses”

How to save money on car insurance: terrifying decision edition

Last year I wrote a post about saving money on car insurance. It included a lot of the basics—shopping around, getting a policy for a full year instead of 6 months, and paying for that year up front instead of monthly. Plus it’s the same company I have my renter’s insurance with, so I got a bundling discount there.

Well it’s that time of year again (not a coincidence that this is now the second year in a row I’ve opened up a new credit card around this time 😂). And I’m back with more money-saving tips. Except that they aren’t the basics this year. I’m actually terrified to do this: I’m dropping the comprehensive and collision coverage for my car. Continue reading “How to save money on car insurance: terrifying decision edition”

Revisiting trade-offs and consciously consuming time

I’ve been doing a lot of thinking lately about the ever-present trade-offs in my life; this latest round of soul-searching was prompted by the fact that I spent multiple days last week too exhausted to do anything. Everyone needs a day off here and there, but half a week spent on the couch? That’s obviously an opportunity to start questioning the choices that led me there (although to be fair I got a lot of reading done!).

I’ll be the first to admit I’m still not great with time management on a day-to-day basis. That’s a constant work in progress. But I’m starting to think that there are two big things I’ve been doing with my time that aren’t necessarily worth it. Curious what they are? Let’s dive right in. Continue reading “Revisiting trade-offs and consciously consuming time”

In defense of kid lit and rereading

So I went to CampFI two weekends ago. And then, instead of having time to recover from that (#introvertproblems), I jumped right in to chorus concert week where I spent multiple evenings at rehearsal (remember my plan to go to bed at 11? Impossible when you get home at 11, assuming you’re lucky and don’t have to wait 20-25 minutes in the metro station for a train home so it’s even later) and had to dedicate my entire weekend to it. So to say I’m exhausted is a bit of an understatement.

I was adventurous and went to barre Tuesday night for the first time in the better part of three weeks (yes, that’s how busy I’ve been); I am very consciously making the choice to skip it tonight in the hopes that that’ll allow me to finish up this post and go to bed more or less on time. But other than that, I spent Monday and Tuesday evenings in an exhausted stupor on the couch, too tired to do things that’ll make my life easier, like putting dirty dishes in the dishwasher (my roommate isn’t currently home so I’m not forced to clean for her sake), or to work on the things I want to get done. My impending car insurance renewal isn’t going to research itself, after all.

That’s made it hard to figure out what to write about lately. It’s hard to pull money lessons out of sheer exhaustion, and even harder to dedicate the time to sit down and write a post. Hell, I haven’t even spent any money so far this week thanks to the seriously well-stocked fridge (again, good thing my roommate isn’t here because it wasn’t just my half of the fridge that was full!) my mom left when she departed my apartment on Monday morning. Bless her for that, especially because this is a week I’ve been too tired to think about making food for myself, let alone grocery shopping and actually making it. I may have spent the bulk of the last two evenings on the couch but at least I had healthy food to eat while I was there!

So let’s talk something a bit different today. And let’s start off by revisiting my bookshelf. Continue reading “In defense of kid lit and rereading”

I went to money nerd camp (aka CampFI Mid-Atlantic)

It’s likely if you’re in the DC area and reading this (or you happen to live right near where I grew up 😉), you’ve probably met me (so people can attest to the fact that even though I’m anonymous I am a real person!). Because I love meetups. I love the large group meetups, I love smaller meetups, I love one-on-one meetups. The community really makes this ridiculous blogging hobby I have worth it.

And I just made my debut appearance at a large group event: I spent last weekend at CampFI Mid-Atlantic with about 70 other money nerds. Continue reading “I went to money nerd camp (aka CampFI Mid-Atlantic)”

The power of small (literal) steps

My primary form of transportation is walking. Most of my trips are in the 15-25 minute range, but I’ve certainly been known to walk 40 or 50 minutes to get somewhere.

Last weekend I found myself looking at a 2.5 mile/50-ish minute walk and felt a bit overwhelmed: that’s a ridiculously long walk (never mind the fact that it would take me probably 40 minutes on public transit so I might as well get some exercise in)! Who would do that?!?[*]

And then I realized: most days I do double that and think nothing of it since it’s just routine. Continue reading “The power of small (literal) steps”