Getting away from a “someday” mentality

I have a plain white t-shirt that I’ve never worn; it’s sat in my drawer since I bought it two years ago, despite the fact that I already owned a perfectly good plain white t-shirt. Given the alarming rate at which white t-shirts tend to discolor, stain, and get grungy, it seems ridiculous to own two of these highly impractical items, but I bought the second one for “someday.” Continue reading “Getting away from a “someday” mentality”

Acorns review: spare change as investment strategy

Alright, it’s gonna be savings apps review week here so I can stop hinting about the ones I haven’t reviewed yet and just link to these posts, so let’s get started with the first one this week. As I mentioned in my previous post, I use a money app called Acorns that happens to be a good intro for people who want to start investing (or for people who already invest but want to boost their efforts). It’s available as a smartphone app, but you can also view and manage your account online. Continue reading “Acorns review: spare change as investment strategy”

How the hell do I get started?

As much as I talk a big talk about money and pretend I’ve got it all figured out (and if I could just get a damn 50% raise already I’d be good to go!), that’s not actually the case. Some days I’m internally screaming because while I’ve maybe started figuring out my shit, I feel like I’m sitting at the bottom of Mount Everest and financial independence is aaaallllllllll the way at the top. Y’all, I haven’t even done the math on how long it’s actually going to take to reach FI/climb the damn mountain because I’m afraid to. Continue reading “How the hell do I get started?”

On not saving money by moving

I forget every year that it’s going to happen, but because of timing, summer becomes a not-great period of the year for me. The three or so months before it’s time to renew my lease always turn into a sustained period of low-grade anxiety about Moving and other such Life Decisions. This is probably more of a big deal than it needs to be, since it seems like in the process of scouring Craigslist to decide where I should live for the next year, I should probably figure out things like what I want to do with my life, or at least what I wouldn’t hate doing from 9-5 five days a week. Continue reading “On not saving money by moving”