No, it’s not to spend 15 minutes on the phone with Geico, although maybe that would save you money! Although fun fact: my parents have been with their car insurance company for ages. A few years ago just for fun my dad decided to call Geico to see if they could save him anything and the guy who answered was like “uh your rates are amazing. No, we can’t beat that.” So maybe calling won’t save you money after all! Anyway, my parents gifted me my mom’s old car about a year ago and I’m now on my third car insurance policy. I’ve learned a bit along the way about how to save money in that department and I thought I’d share, even if this information may be pretty straightforward and obvious to people. Continue reading “How to save money on car insurance”
Well…hello. It’s been a while. I don’t really have an excuse other than that I’ve been exhausted this week and after working late (to make up unpaid time from the trip), working out, then making dinner, I was ready to read a book before bed rather than write a post. So, nope, not really an excuse. Continue reading “Azores trip”
A super awesome thing happened to me yesterday that I thought I’d share here. Here’s the thing about me and my spending: I use my credit cards for everything. It’s easy to keep track of, and depending on which card I use I’m either getting cash back or travel rewards points; not much but still a bit of a reward for making purchases. Continue reading “An unexpected windfall”
So. I’d planned to write a few posts ahead of time and schedule them to publish later or at the very least to do an “I’m on vacation and therefore on hiatus for a bit!” post before I left for Boston/the Azores, but man that totally did not happen. I’m going to blame that on the fact that we were supposed to fly out of Boston for the Azores the evening of Monday, May 1 and get back at 5:00pm on Sunday, May 7 so we could drive all evening/into the morning so I could get back to work on Monday the 8th. But then there was a strike, either involving Portuguese security staff or the cabin crews (unclear which tbh) for May 1-2 that affected our flight. Continue reading “April 2017: my first spending report”
Y’all, the flu SUCKS. It is the fucking worst. I’ve had it for three miserable days and I am tired of feeling awful and tired of staying in bed (also apologies if none of this makes sense. I’m not functioning very well lately). I went to work for an hour today before someone yelled at me and told me to go home, so back to bed it was. I’m also tired of, in my ample spare time laying in bed, trying not to worry about whether or not I’ll be good to get on a plane by Monday night. Remember that trip I mentioned in the last post? Yeah, I’m supposed to be spending next week in the Azores with my mom and sister, and I’m really hoping I’m better in time for that. But I’m also trying not to think (worry) about it. Continue reading “Two tales of health insurance”
It’s late on Friday night, I just finished cooking for the next few days, doing all the dishes, and cleaning my perpetually-dirty kitchen counters, and I’m tired. I’m super busy this weekend and my last post was pretty serious so I figure I’ll just make a quick list of all the good things that happened this week since I don’t really have the time or energy for more. I’m actively trying to be more mindful and thankful for small things, so I might make this a recurring feature. But for this week: Continue reading “Wins this week”
Ever since I can remember I’ve struggled with perfectionism. Maybe it’s oldest child syndrome or something, but somewhere early on I got this idea in my head that everything I did needed to be perfect. I had to get perfect grades growing up, and let me tell you, in college that translated into way too much time spent studying and absolutely way too much heartache over my few A- grades. I had to be the nice, well-behaved child or I’d let my parents down somehow. I needed to know what was happening three weeks in advance so I could put it in my planner. I didn’t start drinking until fairly late in college because I was afraid to lose control.
During college I recognized that being so inflexible and focused on everything being just right was making my life harder, not easier, and less fun, so during my sophomore year I tried to start relaxing my uptight perfectionist qualities, just a bit. Continue reading “Progress, not perfection”
So I did A Thing a few weeks ago and bought a Vitamix. We can debate whether or not I actually needed to pull out the big guns for making smoothies or whether I could’ve stuck with a $50 blender, but the fact is I was sick to death of my roommate’s awful Magic Bullet (I seriously hate those. You can’t run them for more than a minute at a time because they are wimpy pieces of junk, there are always whole frozen berries at the bottom, and the stupid design means I’ve poured milk into the container, screwed on the top with the blades, flipped it over, and promptly had all that milk leak everywhere). I was looking to get something else RIGHT NOW (well a few days later anyway. I did my research like a good money-conscious person) and a Vitamix seemed to be a good choice. Continue reading “When the best deal isn’t the right one”
Back all of two weeks ago when I decided to start this blog, I had the idea that I’d do a series about the fun money-saving apps I use to both save up for specific things and to boost my savings effortlessly. After all, I’m a millennial with a smartphone so it’s only natural I use these things, right? (I would say that’s a hilarious joke because I didn’t even get a smartphone until a month after I graduated college so I’m still relatively new to this scene, but it turns out joke’s on me because I’m just as addicted as I assume all the cool kids are who got theirs back in high school and college. That’s one of the reasons my personal Facebook account has been deactivated for something like 5 months now, but I digress).
Well, I’m putting the horse before the cart here because this post is about why I’m going to stop using one of said magical money-saving apps. Continue reading “Digit review: effortless savings with an unfortunate new change”
So, Erin, now that you’ve created a blog about it, what exactly is this financial independence thing you’re working towards in life? Good question, convenient rhetorical device! (Side note: asking a question so you can answer it yourself is called hypophora so boom, you just learned something today!) Continue reading “Financial independence and my future freedom”