There’s a debate that rages on in the PF community, and people on both sides of it are super passionate about it. This is, of course, the latte factor. Continue reading “The latte factor and my daily walk to Starbucks”
I forget every year that it’s going to happen, but because of timing, summer becomes a not-great period of the year for me. The three or so months before it’s time to renew my lease always turn into a sustained period of low-grade anxiety about Moving and other such Life Decisions. This is probably more of a big deal than it needs to be, since it seems like in the process of scouring Craigslist to decide where I should live for the next year, I should probably figure out things like what I want to do with my life, or at least what I wouldn’t hate doing from 9-5 five days a week. Continue reading “On not saving money by moving”
Whew, I’m back from essentially two straight weeks of vacation (oops) and catching up on Real Life, Responsibilities, my workout routine, joyfully returning to a veggie-centric/non-fast food diet, etc. Clearly there’s a lesson to be had here about the need to start queuing up posts for weeks like this where I can’t seem to find time to write, but ahem. I’m back!
Once upon a time way back about 2.5 weeks ago, my sister and I were driving from DC to the beach for our extended family’s annual beach week. We were talking about life in general, and given that I’m a PF blogger/junkie and it’s near and dear to my heart, we were of course talking about money in that general life conversation. Continue reading “How traffic jams are related to hedonic adaptation”
Oy. Two weeks ago was an unexpectedly busy week and I didn’t actually mean to disappear but that’s just what ended up happening. Last week I was at the beach with my family and bless me, I legitimately went into the week thinking I’d sit down some afternoon and write up some posts to schedule during the week to make up for the disappearance. Jokes. Beach week is for going to the ocean twice a day, reading, sleeping, and eating too much. There’s just no room for blogging in all that vacationing!
But I’m back and here to talk about this month in my finances. Continue reading “July 2017: car windows and Craigslist”
As I was eating lunch yesterday and marveling at how damn tasty it was, even though it was the third day in a row of leftovers (and I’ll be having it for lunch the rest of the week), I decided to write a post about what and how I feed myself. Cooking at home is a large part of a frugal lifestyle and I’m always interested in what people are eating so I can get new ideas. Continue reading “What I’ve been eating lately”
Ah, June, you lovely, lovely month. To be fair, my income was inflated because I was underpaid the last week of May and my paycheck on June 2nd made up for that. It’s sorta cheating, but you know what? I’m going to take it. July is off to an extremely expensive start so let’s focus on the (net positive!) numbers for June instead: Continue reading “June 2017: a net positive month!”
Now that the blinding rage has died down, I think I’m calm enough to write this.
I don’t drive my car every day or even every week. I don’t check on it every day. Maybe I should, and maybe I will in the future even though I don’t want this to make me obsessive about my car. It’s 11 years old with almost 150,000 miles for goodness’ sake, and I don’t want to waste my life energy worrying about it. But disaster struck a few days ago. Continue reading “A $500 lesson in adulting and the importance of savings”
Y’all, I am tired. It’s been a long couple of weeks. My sister was living with me for the past three weeks (she just moved out a few hours ago), sleeping on my futon and keeping her clothes etc in part of my room. That came with the awesome benefit of a $150 deduction on rent for both me and my roommate (yeah, I made my sister pay $100/week for rent. Life is expensive and also we only have one bathroom which gets crowded when three people are involved), but man am I tired. Continue reading “Lessons in gratitude learned while my sister was sleeping on my futon”
So I got my annual salary increase letter today. This is the first time I’ve gotten one at my current place of employment and I stared at the envelope with a mix of nervousness, fear, and excitement for a few minutes before opening it (yes, okay, I’ll admit I indulged about 10 seconds’ worth of wild fantasies about what if it’s something huge like a 10% raise?!?). The verdict? A three percent increase. Okay, cool, that’s nice. I’ll take whatever increases I can get! And then I started wondering what the usual annual percentage increase is for cost-of-living adjustment. Is it 3%? Usually a bit less? I believe my increase at my previous place of employment was 2.5% (maybe less? Whatever, I was making $17.25 so whatever it was bumped me all the way up to something like $17.80), but that was there. What was I supposed to make of the 3% raise here? Continue reading “It’s annual salary increase time so let’s talk money”
I realized last year that my first credit card (and my only one aside from the Old Navy credit card I’d close if it didn’t have a ridiculously large line of credit for something like $7,000 which would greatly negatively affect my overall ratio of available credit if I got rid of it) was one I’d gotten in college and really wasn’t doing much for me anymore, so I got a cash back card. Who doesn’t like cash back, right? However, this year I’ve been reading about travel hacking and have always idly been considering a credit card that would get me travel rewards. Continue reading “How I got a credit card sign-up bonus without bankrupting myself”