How the hell do I get started?

As much as I talk a big talk about money and pretend I’ve got it all figured out (and if I could just get a damn 50% raise already I’d be good to go!), that’s not actually the case. Some days I’m internally screaming because while I’ve maybe started figuring out my shit, I feel like I’m sitting at the bottom of Mount Everest and financial independence is aaaallllllllll the way at the top. Y’all, I haven’t even done the math on how long it’s actually going to take to reach FI/climb the damn mountain because I’m afraid to. Continue reading “How the hell do I get started?”

On not saving money by moving

I forget every year that it’s going to happen, but because of timing, summer becomes a not-great period of the year for me. The three or so months before it’s time to renew my lease always turn into a sustained period of low-grade anxiety about Moving and other such Life Decisions. This is probably more of a big deal than it needs to be, since it seems like in the process of scouring Craigslist to decide where I should live for the next year, I should probably figure out things like what I want to do with my life, or at least what I wouldn’t hate doing from 9-5 five days a week. Continue reading “On not saving money by moving”

How traffic jams are related to hedonic adaptation

Whew, I’m back from essentially two straight weeks of vacation (oops) and catching up on Real Life, Responsibilities, my workout routine, joyfully returning to a veggie-centric/non-fast food diet, etc. Clearly there’s a lesson to be had here about the need to start queuing up posts for weeks like this where I can’t seem to find time to write, but ahem. I’m back!

Once upon a time way back about 2.5 weeks ago, my sister and I were driving from DC to the beach for our extended family’s annual beach week. We were talking about life in general, and given that I’m a PF blogger/junkie and it’s near and dear to my heart, we were of course talking about money in that general life conversation. Continue reading “How traffic jams are related to hedonic adaptation”

How I got a credit card sign-up bonus without bankrupting myself

I realized last year that my first credit card (and my only one aside from the Old Navy credit card I’d close if it didn’t have a ridiculously large line of credit for something like $7,000 which would greatly negatively affect my overall ratio of available credit if I got rid of it) was one I’d gotten in college and really wasn’t doing much for me anymore, so I got a cash back card. Who doesn’t like cash back, right? However, this year I’ve been reading about travel hacking and have always idly been considering a credit card that would get me travel rewards. Continue reading “How I got a credit card sign-up bonus without bankrupting myself”

Progress, not perfection

Ever since I can remember I’ve struggled with perfectionism. Maybe it’s oldest child syndrome or something, but somewhere early on I got this idea in my head that everything I did needed to be perfect. I had to get perfect grades growing up, and let me tell you, in college that translated into way too much time spent studying and absolutely way too much heartache over my few A- grades. I had to be the nice, well-behaved child or I’d let my parents down somehow. I needed to know what was happening three weeks in advance so I could put it in my planner. I didn’t start drinking until fairly late in college because I was afraid to lose control.

During college I recognized that being so inflexible and focused on everything being just right was making my life harder, not easier, and less fun, so during my sophomore year I tried to start relaxing my uptight perfectionist qualities, just a bit. Continue reading “Progress, not perfection”

When the best deal isn’t the right one

So I did A Thing a few weeks ago and bought a Vitamix. We can debate whether or not I actually needed to pull out the big guns for making smoothies or whether I could’ve stuck with a $50 blender, but the fact is I was sick to death of my roommate’s awful Magic Bullet (I seriously hate those. You can’t run them for more than a minute at a time because they are wimpy pieces of junk, there are always whole frozen berries at the bottom, and the stupid design means I’ve poured milk into the container, screwed on the top with the blades, flipped it over, and promptly had all that milk leak everywhere). I was looking to get something else RIGHT NOW (well a few days later anyway. I did my research like a good money-conscious person) and a Vitamix seemed to be a good choice. Continue reading “When the best deal isn’t the right one”