I’m gonna be quite honest: September was a damn expensive month. How the hell did I manage to pull out not only a positive savings rate, but a halfway decent one? I honestly have no idea (although this is the power of including my 401(k) contributions in my income as well!).
I didn’t post much in September: I had four posts, three of which were for things that happened in August (CampFI and August’s spending report). And a lot of that is because that month saw a few big changes in my life that have occupied a fair amount of my time, including the resumption of weekly chorus rehearsals. Ah, sleep on Tuesday nights, I miss you dearly!
And of course I had FinCon at the end of the month! Continue reading “September 2018: I was NOT expecting this”
I own a lot of clothes. For years I was a serial clothes-buyer, accumulating a piece or five here and there at a low-level but steady rate whenever the urge struck to get a flowy summer dress or an oversized comfy sweater (y’all, I’m fighting that urge HARD right now, now that it’s finally fall in DC) or a cute new scarf. And then, last November, I got sick of paying off those transactions on my credit card and I just…stopped. (Stopped buying clothes, that is, not stopped paying off my credit card!)
I didn’t even realize until earlier this year that I’d been on an unofficial clothes buying ban, at which point I decided to make it official for the remaining six months (or beyond) of the year.[*]
But I broke my ban and bought clothes in September, two months shy of a full year. I was so close to making it a year! Here’s why. Continue reading “Breaking my clothes shopping ban two months early”
Woohoo, I’ve got my computer back! Which I suppose means I’ve got no excuse not to post regularly this week. So here goes.
True to the way my life’s been going lately, August passed in a blur. Good thing I’ve got photos on my phone and a spending spreadsheet to remind me of what happened! 😂 Continue reading “August 2018: I hiked; I fell and got a permanent scar”
Inspired by Luxe’s weekend money diaries, what better post to write than a recap of my recent (okay it was a few weeks ago now—life’s been very busy lately) weekend trip to NYC, especially since I finally met her while I was there?
I originally decided to visit NYC because one of my best friends lives there (and I’m totally taking credit for the fact that she now blogs—you can find her here!) and I hadn’t seen her since her wedding last year. But I also made sure to let the NYC FI people know I was coming so I could meet some of them. Continue reading “A weekend in NYC”
Oh hi, friends. It’s Thursday. Despite my best attempts to keep at a normal posting schedule, things keep getting in the way, and Tuesday posts are particularly taking a hit for some reason.
This week, which was supposed to be quiet, unexpectedly turned into a shitshow Monday night. It involved both me witnessing an attempted serious crime/spending the evening talking to the police (serious to the level of I wrote everything down afterwards so I can remember in case it goes to trial and I’m called in. ETA: I am fine though, don’t worry!) AND the arrival of both my youngest sibling and car troubles that started happening an hour before they arrived here (thank goodness the previous owners of my car bought it new and therefore I know they took care of it, plus I still get a free oil change once a twice a year from them, aka my parents!).
I got up early both Tuesday and Wednesday mornings to be at the mechanic right when they open before going to work, and you know how I write posts the night before they go up? I was too tired last night to stay up as late writing as I normally do, so I got up way too early in order to finish writing this on Thursday morning because I AM GOING TO PUBLISH A POST TODAY, DAMMIT.
Let’s talk about something that’s not attempted [serious crime what the fuck] or car issues, shall we? Continue reading “An update on my unofficial clothes shopping ban”
Hi, everyone, I’m back! Did you miss me? Of course you did. Fret not, I made an immense effort (aka I stayed up late on a night I would’ve loved to go to bed early, let alone on time) to get this out on my normal posting day so you could read about all the fun I had while I was away and be jealous! Continue reading “Late May peregrinations”
I’ve been doing a lot of thinking lately about the ever-present trade-offs in my life; this latest round of soul-searching was prompted by the fact that I spent multiple days last week too exhausted to do anything. Everyone needs a day off here and there, but half a week spent on the couch? That’s obviously an opportunity to start questioning the choices that led me there (although to be fair I got a lot of reading done!).
I’ll be the first to admit I’m still not great with time management on a day-to-day basis. That’s a constant work in progress. But I’m starting to think that there are two big things I’ve been doing with my time that aren’t necessarily worth it. Curious what they are? Let’s dive right in. Continue reading “Revisiting trade-offs and consciously consuming time”
After a Trader Joe’s opened up near me a few months back I decided to do a price comparison of some of my pantry staples at Trader Joe’s, Whole Foods, and the grocery store I normally shop at (RS in the post for “regular store”) to see if I should be changing up my grocery shopping habits in order to get the best deals on things I buy regularly.
Turned out there are a few things that are cheaper to buy at TJ, even though it’s more out of my way, and I’ve tried to buy those items there since that post.
My last grocery price comparison post started out like this:
Ah, Trader Joe’s. The bargain store spoken of in hushed tones of reverence usually reserved for sacred spaces and museum exhibitions of old masters (or no, is that just me speaking as an history nerd?).
Replace “Trader Joe’s” with “ALDI” and I’ve got myself the beginning of a second price comparison post! Continue reading “Pantry staple price comparison: ALDI edition”
This post is part of the #WomenRockMoney Movement, a group of female personal finance bloggers who have come together to inspire more women to own their finances. Thanks to Chelsea for putting together this collaboration and the amazing homepage for the movement!
Happy International Women’s Day, everyone! If for some reason you’ve missed the fact that I’m a huge feminist and am therefore all about this day (and month) of celebration of women, well…surprise! When Chelsea at Mama Fish Saves asked who wanted to be part of this collaboration, I couldn’t sign up fast enough. She asked us to write a post about our most important piece of money advice for women, and I didn’t want to add to the multitudes of how-to posts about fundamentals like the basics of budgeting (especially since I don’t budget… 🤷♀️).
While I was thinking, I realized there was an incredibly essential thing that I wish I’d known earlier: no one else cares about your money. You are the only one who does.
That sounds disingenuous, especially from someone who blogs about her money and certainly appreciates when people read what she writes. But let me explain. Continue reading “No one else cares about your money: a #WomenRockMoney post”
Tracking your spending is one of the most basic things you need to do when on the FI path. December 2016 is the first month I actually kept track of everything I spent, which means I have data for the entire year of 2017.
I have to admit, for months now I’ve been thinking about totaling up everything from 2017, but I’ve also been avoiding it. While I moved to spending more intentionally overall during the year, I know for a fact there was a lot of waste, and I was scared to see what I’d find. But for the sake of better knowing my finances, I sucked it up and took a peek at the numbers. Continue reading “Coming to terms with a year’s worth of spending”