July 2018: my biggest impulse purchase ever (and a $150 hiking weekend)

July was shaping up to be a fantastic reversal of my not-so-hot savings rates of the last few months. I was this close with a hefty petsitting paycheck, my COL adjustment kicking in for a very slightly bigger paycheck, a lower month for groceries thanks to gift cards, and not a whole lot else other than gas to get to the beach.

And then last weekend struck. Continue reading “July 2018: my biggest impulse purchase ever (and a $150 hiking weekend)”

An update on my unofficial clothes shopping ban

Oh hi, friends. It’s Thursday. Despite my best attempts to keep at a normal posting schedule, things keep getting in the way, and Tuesday posts are particularly taking a hit for some reason.

This week, which was supposed to be quiet, unexpectedly turned into a shitshow Monday night. It involved both me witnessing an attempted serious crime/spending the evening talking to the police (serious to the level of I wrote everything down afterwards so I can remember in case it goes to trial and I’m called in. ETA: I am fine though, don’t worry!) AND the arrival of both my youngest sibling and car troubles that started happening an hour before they arrived here (thank goodness the previous owners of my car bought it new and therefore I know they took care of it, plus I still get a free oil change once a twice a year from them, aka my parents!).

I got up early both Tuesday and Wednesday mornings to be at the mechanic right when they open before going to work, and you know how I write posts the night before they go up? I was too tired last night to stay up as late writing as I normally do, so I got up way too early in order to finish writing this on Thursday morning because I AM GOING TO PUBLISH A POST TODAY, DAMMIT.

Let’s talk about something that’s not attempted [serious crime what the fuck] or car issues, shall we? Continue reading “An update on my unofficial clothes shopping ban”

I went to money nerd camp (aka CampFI Mid-Atlantic)

It’s likely if you’re in the DC area and reading this (or you happen to live right near where I grew up 😉), you’ve probably met me (so people can attest to the fact that even though I’m anonymous I am a real person!). Because I love meetups. I love the large group meetups, I love smaller meetups, I love one-on-one meetups. The community really makes this ridiculous blogging hobby I have worth it.

And I just made my debut appearance at a large group event: I spent last weekend at CampFI Mid-Atlantic with about 70 other money nerds. Continue reading “I went to money nerd camp (aka CampFI Mid-Atlantic)”

Doing hard things, part 3: the plot thickens

In case you missed it, I asked for a raise and a title change in January.

When I left off with part two of the Job Saga over a month ago, I’d been doing a lot of waiting to hear back about my raise/title change request. While I’m still largely in waiting purgatory, things have certainly happened since then.

I hadn’t yet applied for the internal position when I wrote that post, but I changed that a few days later. And was granted an interview. Continue reading “Doing hard things, part 3: the plot thickens”

Doing hard things, part 2: waiting

Last week I told you all how I’d asked for a raise and a title change for the first time ever in my life. And I also wrote about all the awful things my anxious brain has been thinking about in response. While this is still incredibly uncomfortable, I’m pleased to say that the title of that post is still accurate: nothing horrible has happened (yet)!

I was told it would be at least a week for the high-level conversations to happen, which would mean in theory they would happen by last Friday. I haven’t heard anything back yet about how that went. But I do have more to report.

That first post was about the first conversation I had with HR. The day I wrote it, I had a second conversation with HR. Continue reading “Doing hard things, part 2: waiting”

Doing hard things, part 1: nothing horrible has happened (yet)

Listen, y’all, I’m going to tell you a secret: I have never once in my life asked for or negotiated a raise.

For my first big girl job, I was coming off of two months of unemployment and would’ve (and did) accepted the first thing offered to me with zero questions asked. For my current job, it was such a step up in terms of salary and job description that I didn’t feel it was my place to fight for more, other than the obligatory asking if that was the highest they could go. Plus they told me that they were paying me a bit extra because raises were coming out in a few months, which I’d miss out on, so I’d have to wait until the next year for a raise.

So, okay.  I got a 3% raise last year as a cost of living increase. I didn’t ask for more then, especially because my job was…let’s just say up in the air as a result of the reorganization happening in my department. Not in the sense that I’d be let go eventually, but in that no one knew (or still knows) what my job will ultimately look like.

But a switch flipped for me last week. Continue reading “Doing hard things, part 1: nothing horrible has happened (yet)”

The day I broke my frugal month challenge

Today. That would be today, y’all. Well, yesterday by the time you read this, but the fact remains that we’re only halfway through January and I just absolutely annihilated all of the savings from the spending I previously hadn’t been doing this month.

I have to laugh at both myself and the universe here. Wasn’t I just saying that because of my uber frugal month challenge and my double side hustle income that January’s spending report might possibly rival December’s success? Or that the frugal month challenge was going strong? That was literally two days ago. Clearly the universe heard that and decided to throw me for a loop.

I’ve had an expensive day. The numbers aren’t finalized, but I spent somewhere in the neighborhood of $700 today. Considering that was the sum total of my expenses last month excluding rent, I have well and truly broken the uber frugal month challenge. Continue reading “The day I broke my frugal month challenge”