How to save money on car insurance

No, it’s not to spend 15 minutes on the phone with Geico, although maybe that would save you money! Although fun fact: my parents have been with their car insurance company for ages. A few years ago just for fun my dad decided to call Geico to see if they could save him anything and the guy who answered was like “uh your rates are amazing. No, we can’t beat that.” So maybe calling won’t save you money after all! Anyway, my parents gifted me my mom’s old car about a year ago and I’m now on my third car insurance policy. I’ve learned a bit along the way about how to save money in that department and I thought I’d share, even if this information may be pretty straightforward and obvious to people. Continue reading “How to save money on car insurance”

April 2017: my first spending report

So. I’d planned to write a few posts ahead of time and schedule them to publish later or at the very least to do an “I’m on vacation and therefore on hiatus for a bit!” post before I left for Boston/the Azores, but man that totally did not happen. I’m going to blame that on the fact that we were supposed to fly out of Boston for the Azores the evening of Monday, May 1 and get back at 5:00pm on Sunday, May 7 so we could drive all evening/into the morning so I could get back to work on Monday the 8th. But then there was a strike, either involving Portuguese security staff or the cabin crews (unclear which tbh) for May 1-2 that affected our flight. Continue reading “April 2017: my first spending report”

Two tales of health insurance

Y’all, the flu SUCKS. It is the fucking worst. I’ve had it for three miserable days and I am tired of feeling awful and tired of staying in bed (also apologies if none of this makes sense. I’m not functioning very well lately). I went to work for an hour today before someone yelled at me and told me to go home, so back to bed it was. I’m also tired of, in my ample spare time laying in bed, trying not to worry about whether or not I’ll be good to get on a plane by Monday night. Remember that trip I mentioned in the last post? Yeah, I’m supposed to be spending next week in the Azores with my mom and sister, and I’m really hoping I’m better in time for that. But I’m also trying not to think (worry) about it. Continue reading “Two tales of health insurance”

Wins this week

It’s late on Friday night, I just finished cooking for the next few days, doing all the dishes, and cleaning my perpetually-dirty kitchen counters, and I’m tired. I’m super busy this weekend and my last post was pretty serious so I figure I’ll just make a quick list of all the good things that happened this week since I don’t really have the time or energy for more. I’m actively trying to be more mindful and thankful for small things, so I might make this a recurring feature. But for this week: Continue reading “Wins this week”

My not-so-comfortable life?

So about that Washington Post article today that says you need $80,273 to live “comfortably” in DC…
1) Is that pre- or post-tax? These things matter.
2) Is this per household or average per person?
3) I guess things are looking up because last year the number was $108,092
4) I started laughing and then I think I kept laughing to keep from crying. And then I shared the article with a coworker and we were both laughing to keep from crying.

Here’s the deal: at least as a single person, I find this ludicrous, even pre-tax. Continue reading “My not-so-comfortable life?”

DC property tax credit: Schedule H

Since it’s tax season, I figured I’d write about a DC tax credit that doesn’t seem to be all that well-known or publicized. I’d certainly never heard about it until TaxAct helpfully prompted me to fill out the information for it and boy am I glad it did!

Obligatory disclaimer: I am not a tax expert and am not licensed to be giving anyone tax advice. Talk to a professional before doing your taxes. Continue reading “DC property tax credit: Schedule H”