Mid-month update: January 2018

We’re halfway through the first month of the year, and I don’t know about you, but I’m feeling so refreshed and ready for the rest of 2018!

Just kidding. I’m exhausted.

As I jokingly said yesterday, I’ve got two jobs and a blog, so if you ask what’s new with me, the answer these days is pretty much going to be “not much.” Despite the exhaustion from two jobs, I can throw all the internal tantrums I want about wanting to go to sleep early instead of writing, but here I am with a tab open to WordPress because having a blog is a thing, too.

What I can do instead is cop out on a fully-formed blog post. I’ve got nothing, y’all. So here’s a mid-month update instead! Continue reading “Mid-month update: January 2018”

The secret life of a FIRE blogger

Lucky for me, there’s a pretty convenient bus route that runs near my apartment and takes me quite a few places in this city. It’s a good way to get to multiple big nightlife areas, places I’ve been to countless times over the years. That means I’ve taken that bus quite a few times, including a lot of nights where I was drunk and headed home way too late (after having forgotten yet again that nothing good happens after 2 am so just go home earlier!). I vividly remember hopping on that bus a few years ago around 3 am in costume, on my way home from a friend’s Halloween party. Continue reading “The secret life of a FIRE blogger”

The single person’s guide to a Costco membership

Is it worth paying for a Costco membership? That’s a question I’ve heard asked a lot in the personal finance sphere, and it’s one I mulled over for quite a while myself.

I grew up watching my mother shop and cook for five people (um yes, my parents are Costco members), and I’ll be the first to admit that it took me a very long time to figure out how to grocery shop and cook for one after I graduated from dorm life to apartment life. As part of that transition, I suspected I was going to have to say goodbye to Costco for the foreseeable future, plus there wasn’t one close enough to me to justify going anyway. Continue reading “The single person’s guide to a Costco membership”

On not saving money by moving

I forget every year that it’s going to happen, but because of timing, summer becomes a not-great period of the year for me. The three or so months before it’s time to renew my lease always turn into a sustained period of low-grade anxiety about Moving and other such Life Decisions. This is probably more of a big deal than it needs to be, since it seems like in the process of scouring Craigslist to decide where I should live for the next year, I should probably figure out things like what I want to do with my life, or at least what I wouldn’t hate doing from 9-5 five days a week. Continue reading “On not saving money by moving”

How traffic jams are related to hedonic adaptation

Whew, I’m back from essentially two straight weeks of vacation (oops) and catching up on Real Life, Responsibilities, my workout routine, joyfully returning to a veggie-centric/non-fast food diet, etc. Clearly there’s a lesson to be had here about the need to start queuing up posts for weeks like this where I can’t seem to find time to write, but ahem. I’m back!

Once upon a time way back about 2.5 weeks ago, my sister and I were driving from DC to the beach for our extended family’s annual beach week. We were talking about life in general, and given that I’m a PF blogger/junkie and it’s near and dear to my heart, we were of course talking about money in that general life conversation. Continue reading “How traffic jams are related to hedonic adaptation”

A $500 lesson in adulting and the importance of savings

Now that the blinding rage has died down, I think I’m calm enough to write this.

I don’t drive my car every day or even every week. I don’t check on it every day. Maybe I should, and maybe I will in the future even though I don’t want this to make me obsessive about my car. It’s 11 years old with almost 150,000 miles for goodness’ sake, and I don’t want to waste my life energy worrying about it. But disaster struck a few days ago. Continue reading “A $500 lesson in adulting and the importance of savings”

It’s annual salary increase time so let’s talk money

So I got my annual salary increase letter today. This is the first time I’ve gotten one at my current place of employment and I stared at the envelope with a mix of nervousness, fear, and excitement for a few minutes before opening it (yes, okay, I’ll admit I indulged about 10 seconds’ worth of wild fantasies about what if it’s something huge like a 10% raise?!?). The verdict? A three percent increase. Okay, cool, that’s nice. I’ll take whatever increases I can get! And then I started wondering what the usual annual percentage increase is for cost-of-living adjustment. Is it 3%? Usually a bit less? I believe my increase at my previous place of employment was 2.5% (maybe less? Whatever, I was making $17.25 so whatever it was bumped me all the way up to something like $17.80), but that was there. What was I supposed to make of the 3% raise here? Continue reading “It’s annual salary increase time so let’s talk money”