Coming to terms with a year’s worth of spending

Tracking your spending is one of the most basic things you need to do when on the FI path. December 2016 is the first month I actually kept track of everything I spent, which means I have data for the entire year of 2017.

I have to admit, for months now I’ve been thinking about totaling up everything from 2017, but I’ve also been avoiding it. While I moved to spending more intentionally overall during the year, I know for a fact there was a lot of waste, and I was scared to see what I’d find. But for the sake of better knowing my finances, I sucked it up and took a peek at the numbers. Continue reading “Coming to terms with a year’s worth of spending”

What are your trade-offs?

Essentially all of life is a trade-off: when we say yes to something, we’re saying no to something else. We trade our time and energy 40 hours a week at our jobs in exchange for a paycheck, which means saying no to the myriad of other things we could or would rather be doing during that time.

When we say yes to an evening in reading a book or watching tv, we say no to an evening out somewhere or spending time with friends. And vice versa.

When we stay up late writing blog posts, we say no to getting more sleep. Ahem, I digress. Continue reading “What are your trade-offs?”

Of lemons and rice: a price comparison of pantry staples

Ah, Trader Joe’s. The bargain store spoken of in hushed tones of reverence usually reserved for sacred spaces and museum exhibitions of old masters (or no, is that just me speaking as an history nerd?).

Despite the many glowing reviews, I can probably count on one hand the number of times I’ve shopped at TJ. The closest one to me was either in Virginia or a drive halfway across the city. I’m a fundamentally lazy person at heart but paradoxically living here has made me quite the city slicker: walking a mile or two is way less work in my opinion than having to get in the car to drive somewhere (and losing the prime parking spot I usually snag on my block). Plus I generally refuse to drive across this city on principle. Continue reading “Of lemons and rice: a price comparison of pantry staples”

Some of the things I’ve bought over the years

(aka Amazon is sometimes a dangerous game)

I’ve talked before about how I’m a natural spender. I’ve been noticing a tendency lately to want to buy things—and I succumbed and bought two prints the other day. At some point I’m going to run out of wall space for those, but I suspect it’ll be that event that makes me finally stop, not some act of self control on my part.

I had a tab open earlier today for a pine-scented candle. It took me a few minutes to blink, take a second look at that tab, and close it out. I’ve got a bunch of candles. Hell, I have the supplies to make my own. I don’t need an expensive holiday-scented candle, as fantastic as that would smell. I’ve got better things to do with my money. But I still had that tab open. Continue reading “Some of the things I’ve bought over the years”