Hi, everyone, I’m back! Did you miss me? Of course you did. Fret not, I made an immense effort (aka I stayed up late on a night I would’ve loved to go to bed early, let alone on time) to get this out on my normal posting day so you could read about all the fun I had while I was away and be jealous! Continue reading “Late May peregrinations”
Remember that time I bought a 38 liter carry-on backpack right before my trip to the Azores? In the year since that purchase I’ve been experimenting with carry-on packing. And that’s been an interesting experience, especially given that I am very much not a minimalist (if you need a reminder of that, let me direct you to that photo of my desk!). Continue reading “A Maximalist’s Guide to Minimalist Packing (guest post at Tiny Ambitions)”
It’s happened, friends. The credit card debt is GONE. I don’t yet have a zero balance screenshot for posterity but it’s going to happen. Soon. Yes, I am side-eyeing all of my various financial institutions collectively because I see them making sure charges get posted to my credit cards way sooner than it takes for my payments to get sent over.
Anyway. The fact remains that IT’S GONE! 🎉
ETA: I spoke too soon!
LOOK WHAT HAPPENED THIS MORNING!!!
— Erin | Reaching for FI (@reachingforfi) February 27, 2018
I’m not completely debt-free yet, but all of a sudden that day seems so much closer. After the extra $350 I just sent over to my student loans last week, I’m sitting on about $800 left on those. Continue reading “Looking ahead to debt-free life”
Hey, y’all. As you might’ve noticed, I didn’t post on Tuesday. I was in LA enjoying quite a lovely birthday weekend trip and was too busy spending Monday evening at the beach in Malibu to write. Ditto for the previous nights on being too busy. I brought my laptop with me to LA on the off-chance that I’d find some time to write (or spend time on the plane doing so). Nope. Didn’t open it even once, and you know what? That’s fine. That’s called having a life and enjoying my vacation, which was my first visit to California and my second visit to the West Coast. Continue reading “Life update: job, taxes, and debt (payoff)”
Today. That would be today, y’all. Well, yesterday by the time you read this, but the fact remains that we’re only halfway through January and I just absolutely annihilated all of the savings from the spending I previously hadn’t been doing this month.
I have to laugh at both myself and the universe here. Wasn’t I just saying that because of my uber frugal month challenge and my double side hustle income that January’s spending report might possibly rival December’s success? Or that the frugal month challenge was going strong? That was literally two days ago. Clearly the universe heard that and decided to throw me for a loop.
I’ve had an expensive day. The numbers aren’t finalized, but I spent somewhere in the neighborhood of $700 today. Considering that was the sum total of my expenses last month excluding rent, I have well and truly broken the uber frugal month challenge. Continue reading “The day I broke my frugal month challenge”
Super-creative title, right? But this post does what it says on the box: here’s a look back at what happened in 2017. Continue reading “2017 year in review”
Yep, I just picked up a part-time job. An official one that for now looks like it’ll be happening fairly regularly.
I’ve got mixed feelings about it, so let’s just jump right in, shall we? Continue reading “I got a part-time job. Yay! Yay?”
In case you somehow missed the many Instagram photos, last week I made it to the west coast for the first time in my life (I previously hadn’t gotten further west than Vegas despite a massive west coast to-visit list). I went to Portland to visit my friend T, who was one of the people in my study abroad program in Chile, and who became my first post-college roommate. This was a group reunion though—my friend K and I both live in DC and took the same flights to Portland, and our friend R flew in from Michigan to join us. It was a party! Continue reading “So I went to Portland”
Oy. Two weeks ago was an unexpectedly busy week and I didn’t actually mean to disappear but that’s just what ended up happening. Last week I was at the beach with my family and bless me, I legitimately went into the week thinking I’d sit down some afternoon and write up some posts to schedule during the week to make up for the disappearance. Jokes. Beach week is for going to the ocean twice a day, reading, sleeping, and eating too much. There’s just no room for blogging in all that vacationing!
But I’m back and here to talk about this month in my finances. Continue reading “July 2017: car windows and Craigslist”
I realized last year that my first credit card (and my only one aside from the Old Navy credit card I’d close if it didn’t have a ridiculously large line of credit for something like $7,000 which would greatly negatively affect my overall ratio of available credit if I got rid of it) was one I’d gotten in college and really wasn’t doing much for me anymore, so I got a cash back card. Who doesn’t like cash back, right? However, this year I’ve been reading about travel hacking and have always idly been considering a credit card that would get me travel rewards. Continue reading “How I got a credit card sign-up bonus without bankrupting myself”